Protect Yourself

We had a discussion on the way home from the marina last week about what happens when you get hurt and can't work, or do the job you usually do. In trying economic times like these it is hard to find a job in any way, much less in something you aren't trained for so if you have a long term inability to do the job you usually do you can be in a lot of trouble. In many cases you couldn't work in any field and then are in even more difficult situations. There are regular living expenses to pay for and on top of that extra expenses that even if you have great medical insurance still occur in small amounts that are not a normal part of your finances. That's when you need to have an excellent disability insurance in place. That can save you a world of worry and stress. You can wait until you turn blue for compensation from federal levels, or work related coverage, and you can still get them, but with your own insurance you won't go bankrupt and loose everything before they kick in.