Paypal

I know there are a few people out there that have had negative experiences with Paypal as a method of accepting payments and making payments online, but I have had nothing but great experiences. I especially like their debit card which means I can go shopping in the 'real world' using money that is online without having to wait until the funds transfer to my bank account which can take up to 4 days. Everything is quick easy and works great. The typical guardian type things will keep your experiences with accounts like this from going bad. Never answer a random email even if it looks legitimate. Companies like Paypal, Ebay, and even credit card companies will usually not send you emails to say there is a problem with your account. They'll either snail mail you, or it will be on your actual account site inside their company. ALWAYS go to the main site and log in there to find out if there is trouble, or something you need to address... even if it's an offer of some sort it will show up there whether they did indeed send you an email or not.